Although the idea of having our loan closed on and the permit in to the city for approvals seemed foreign a few weeks ago, on Monday it was our reality. Of course there was closing drama: money and insurance were the culprits. When doesn't a closing come down to the last hour where regular people have to reach into their imaginary money pile and pull out at least another $1k+? Seems to happen all too often. My brother and I had this conversation: why after all these years is the closing process so undefined and random? What other business can operate like that? The mortgage/title industry needs a team of Six Sigma Black Belts for some serious process improvement!
Notes:
Closed on construction loan with Johnson Bank and The Title Group on 5/2/08
Building Permit submitted by Summit Design/Residential Contractors on 5/5/08
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